Effective Date: 2025  |  Wealth Creators Circle Pty Ltd

⚠  PLEASE READ THESE TERMS CAREFULLY BEFORE PURCHASING OR USING VIERA OS. BY COMPLETING YOUR PURCHASE OR ACCESSING THE SOFTWARE, YOU CONFIRM THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO THESE TERMS IN FULL. IF YOU DO NOT AGREE, DO NOT PURCHASE OR USE THIS SOFTWARE.

SECTION 1 — PARTIES AND AGREEMENT

These Terms and Conditions ('Agreement') constitute a legally binding contract between you ('User', 'you', 'your') and Wealth Creators Circle Pty Ltd ABN 33 687 543 353, trading as Viera OS ('Company', 'we', 'us', 'our'), in relation to your access to and use of the Viera OS software platform, tools, features, updates, documentation, and any associated services (collectively, the 'Software'). By purchasing, accessing, downloading, or using the Software in any capacity, you confirm that: You are at least 18 years of age or the age of majority in your jurisdiction; you have the legal authority to enter into this Agreement; You have read, understood, and agree to be bound by all provisions of this Agreement;

If purchasing on behalf of a business entity, you have authority to bind that entity to this Agreement.

SECTION 2 — NATURE OF THE SOFTWARE

Viera OS is an AI-powered software platform. By its nature as a digital and software product, access to the Software is granted immediately upon purchase confirmation. The Software is provided 'as is' and 'as available'. We make no guarantee of any specific outcome, result, revenue, business improvement, or other benefit arising from your use of the Software. The Software is intended to be used as a tool only. You acknowledge that: Artificial intelligence outputs are probabilistic and not guaranteed to be accurate, complete, or fit for any particular purpose; Results achieved through use of the Software will vary based on individual use, effort, skill, market conditions, and other factors entirely outside our control; The Company is not responsible for decisions made or actions taken based on outputs generated by the Software.

SECTION 3 — LICENCE GRANT

Subject to your compliance with this Agreement and payment of all applicable fees, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Software solely for your own internal business or personal purposes. This licence expressly excludes: Copying, reproducing, distributing, or reselling the Software or any part of it; Reverse engineering, decompiling, disassembling, or attempting to extract the source code of the Software; Sublicensing, renting, leasing, lending, or otherwise transferring the Software to any third party; Framing, mirroring, or scraping any part of the Software; Using the Software to build a competing product or service; Removing or altering any proprietary notices, labels, or branding within the Software.

Violation of any of the above will result in immediate termination of your licence without refund.

SECTION 4 — PAYMENT TERMS

All fees for the Software are displayed at checkout in USD and are inclusive of any applicable taxes unless stated otherwise. By completing your purchase, you: Authorise the Company and its third-party payment processors (including but not limited to Stripe) to charge your nominated payment method for all applicable fees; Acknowledge that all fees are due in full at the time of purchase or as otherwise outlined in your selected payment plan; Accept that you are responsible for any currency conversion fees, foreign transaction fees, or bank charges applied by your financial institution — the Company bears no liability for these; Acknowledge that providing false, inaccurate, or fraudulent billing information is a breach of this Agreement and may result in immediate termination of access. For instalment payment plans: failure to make any scheduled payment within 7 days of its due date will result in immediate suspension of access to the Software.

Outstanding balances must be paid in full before access is reinstated. The Company reserves the right to pursue outstanding amounts through debt collection or legal proceedings.

SECTION 5 — STRICT NO-REFUND POLICY

ALL SALES ARE FINAL.Given the instant-access digital nature of the Software, the Company maintains a strict, absolute no-refund policy. By completing your purchase, you expressly acknowledge and agree that: No refunds will be issued under any circumstances, including but not limited to: change of mind, non-usage, inability to use, dissatisfaction with outputs, failure to achieve desired results, technical difficulties attributable to your own device or internet connection, or any other reason whatsoever;

Access to the Software is granted immediately upon purchase.

This immediate delivery constitutes full and complete performance of our obligations under this Agreement, and no cooling-off or cancellation right applies once access is granted; You have had the opportunity to review all available information about the Software, including sales pages,

demonstrations, and descriptions, prior to purchase, and you are purchasing with full informed understanding of what is included; No verbal, written, or implied representations made outside of this Agreement — including those made by representatives, affiliates, or on social media — constitute grounds for a refund.

Chargeback and Dispute Policy

The Company takes fraudulent chargebacks and payment disputes extremely seriously. By purchasing the Software, you agree that: You will contact the Company at [email protected] to resolve any billing concerns before initiating a dispute or chargeback with your bank or payment provider;

Any chargeback or payment reversal initiated without first contacting the Company in good faith is considered an act of fraud and a material breach of this Agreement; In the event of a chargeback or dispute, the Company will submit comprehensive evidence to the payment processor and/or bank, including but not limited to: purchase records, access logs, IP address data, email correspondence, and evidence of Software delivery and access; You accept personal liability for any chargeback fees, administrative costs, and legal costs incurred by the Company as a result of a fraudulent or unjustified chargeback; The Company reserves the right to pursue recovery of all disputed amounts plus applicable costs through civil legal action.

Australian Consumer Law Notice

Nothing in this Agreement is intended to exclude, restrict, or modify any rights you may have under the Australian Consumer Law (ACL) or any other applicable consumer protection legislation that cannot be lawfully excluded. To the maximum extent permitted by law, all implied warranties and conditions are excluded. Where the ACL applies and cannot be excluded, our liability is limited, at our election, to resupply of the Software or the cost of having the Software re-supplied.

SECTION 6 — DISCLAIMER OF WARRANTIES

To the fullest extent permitted by applicable law, the Software is provided on an 'AS IS' and 'AS AVAILABLE' basis without any warranty of any kind, express or implied. The Company expressly disclaims all warranties including but not limited to: Implied warranties of merchantability, fitness for a particular purpose, and non-infringement; That the Software will meet your requirements or expectations; That the Software will be uninterrupted, error-free, timely, secure, or free of viruses or harmful components; That any errors or defects in the Software will be corrected; That outputs generated by the Software will be accurate, reliable, or suitable for any purpose. You assume all risk arising from your use of the Software and any reliance on its outputs.

SECTION 7 — LIMITATION OF LIABILITY

To the maximum extent permitted by law, in no event shall the Company, its directors, officers, employees, affiliates, agents, contractors, licensors, or service providers be liable to you for any:

Indirect, incidental, special, consequential, punitive, or exemplary damages; Loss of profits, revenue, data, business, goodwill, or anticipated savings;

Business interruption or loss of business opportunity; Damage to reputation or brand;

Any other loss or damage of any kind, however caused and whether arising under contract, tort (including negligence), statute, or otherwise,

even if the Company has been advised of the possibility of such damages.

Where liability cannot be wholly excluded under applicable law, the Company's total aggregate liability to you for all claims arising out of or in connection with this Agreement or the Software shall not exceed the total amount actually paid by you to the Company in the 12 months immediately preceding the event giving rise to the claim.

SECTION 8 — INTELLECTUAL PROPERTY

All intellectual property rights in and to the Software — including but not limited to the underlying code, architecture, design, AI models, algorithms, training methodologies, branding, trade marks, trade names, logos, documentation, and all updates and modifications — are and remain the exclusive property of Wealth Creators Circle Pty Ltd.

Nothing in this Agreement transfers any intellectual property right to you. You must not use the Company's trade marks, brand names, or logos without prior written consent. Any feedback, suggestions, or improvement ideas you provide may be used by the Company without restriction, compensation, or attribution to you.

SECTION 9 — ACCEPTABLE USE AND PROHIBITED CONDUCT

You agree to use the Software only for lawful purposes and in accordance with this Agreement. You must not:

Use the Software for any unlawful, fraudulent, deceptive, or harmful purpose;

Attempt to gain unauthorised access to any part of the Software or its infrastructure;

Interfere with or disrupt the integrity, security, or performance of the Software;

Upload, transmit, or store any malicious code, viruses, or harmful data;

Use the Software to harass, defame, stalk, or harm any person;

Violate any applicable laws, regulations, or third-party rights;

Use automated scripts, bots, or scrapers to access or extract data from the Software without written permission; Circumvent, disable, or interfere with any security or access-control features of the Software.

Any breach of this section entitles the Company to immediately terminate your access without notice and without refund.

SECTION 10 — RESULTS DISCLAIMER AND TESTIMONIALS

Any testimonials, case studies, income claims, or results displayed in connection with the Software represent exceptional individual outcomes and are not typical. Results vary based on individual effort, experience, market conditions, technical skill, and many other factors beyond the Company's control.

Nothing on the Software's sales pages, marketing materials, social media, or any other channel constitutes a guarantee of income, business success, or any specific result. By purchasing the Software, you acknowledge that you are not relying on any earnings or results claims, and that you understand outcomes are not guaranteed.

SECTION 11 — THIRD-PARTY TOOLS AND INTEGRATIONS

The Software may integrate with or provide access to third-party platforms, APIs, or services ('Third-Party Services'). The Company does not control, endorse, or assume responsibility for any Third-Party Services. Your use of Third-Party Services is governed solely by the terms and conditions of those providers. The Company is not liable for any loss, damage, or disruption arising from Third-Party Services, including changes to or discontinuation of those services, data breaches, or third-party errors.

SECTION 12 — PRIVACY AND DATA

Your use of the Software is subject to our Privacy Policy, which is incorporated into this Agreement by reference. By using the Software, you consent to the collection, use, and processing of your data as described in the Privacy Policy. You are solely responsible for ensuring that any data you input into the Software complies with applicable privacy laws, including but not limited to the Australian Privacy Act 1988 and the Privacy Principles.

SECTION 13 — TERMINATION

The Company may terminate or suspend your access to the Software immediately, without prior notice or liability, if: You breach any provision of this Agreement; You initiate a chargeback or payment dispute in bad faith; You engage in any prohibited conduct as outlined in Section 9; The Company determines, in its sole discretion, that your continued use poses a risk to the Company or other users.

Upon termination, your licence to use the Software is revoked immediately and you must cease all use. Termination does not entitle you to any refund. All provisions of this Agreement that by their nature should survive termination shall survive, including payment obligations, intellectual property provisions, disclaimers, and limitations of liability.

SECTION 14 — MODIFICATIONS TO SOFTWARE AND TERMS

The Company reserves the right to modify, update, suspend, or discontinue the Software (or any part thereof) at any time without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Software.

We may update these Terms and Conditions at any time. The updated Terms will be posted with a revised effective date. Your continued use of the Software after any such update constitutes your acceptance of the revised Terms. It is your responsibility to review this Agreement periodically.

SECTION 15 — INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the Company and its directors, officers, employees, affiliates, agents, contractors, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to:

Your breach of this Agreement;

Your use or misuse of the Software;

Your violation of any applicable law or third-party rights;

Any content or data you submit through or in connection with the Software.

SECTION 16 — GOVERNING LAW AND DISPUTE RESOLUTION

This Agreement is governed by and construed in accordance with the laws of Queensland, Australia, without regard to conflict of law principles.In the event of any dispute, controversy, or claim arising out of or in connection with this Agreement ('Dispute'), the parties agree to:

First attempt to resolve the Dispute through good-faith negotiation by contacting the Company at [email protected] within 30 days of the Dispute arising; If unresolved through negotiation, submit the Dispute to mediation conducted in Queensland, Australia before commencing any legal proceedings; Proceedings, if necessary, to be conducted exclusively in the courts of Queensland, Australia, and you irrevocably submit to the exclusive jurisdiction of those courts.

SECTION 17 — GENERAL PROVISIONS

Entire Agreement.

This Agreement, together with the Privacy Policy and any other documents incorporated by reference, constitutes the entire agreement between the parties with respect to the Software and supersedes all prior and contemporaneous agreements, representations, and understandings.

Severability

If any provision of this Agreement is found to be unlawful, void, or unenforceable, that provision shall be deemed severed to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

Waiver

No failure or delay by the Company to exercise any right under this Agreement shall constitute a waiver of that right. Any waiver must be in writing and signed by an authorised representative of the Company to be effective.

No Assignment

You may not assign or transfer any rights or obligations under this Agreement without the prior written consent of the Company. The Company may assign this Agreement freely without restriction.

Force Majeure

The Company is not liable for any failure or delay in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, government actions, telecommunications failures, or third-party service outages.

Electronic Agreement

You agree that by clicking 'I Agree', 'Purchase', 'Buy Now', or any similar button, or by accessing or using the Software, you have executed this Agreement electronically and it is legally binding to the same extent as a hand-signed written agreement.

SECTION 18 — CONTACT INFORMATION

For all enquiries related to these Terms and Conditions, please contact:

Wealth Creators Circle Pty Ltd t/a Viera OS

Email: [email protected]

Website: https://vieraos.com/vieraos

ABN: 33 687 543 353

Last Updated: 2026

BY PURCHASING OR USING VIERA OS, YOU CONFIRM THAT YOU HAVE READ AND AGREE TO THESE TERMS IN FULL.